Finvestam offers educational material on personal finance, banking products, credit cards, loans, investments, and tax planning strategies. By accessing this website, you agree that:
All material (articles, calculators, tools) is for information purposes only
Service-Specific Disclaimers
📊 Investment & Securities Disclaimer
“Past performance is not indicative of future results.”
All investments (stocks, ETFs, mutual funds, crypto assets) are at risk of loss
We are not SEC-registered broker-dealers or investment advisors
Portfolio examples are hypothetical representations only
💳 Credit Products Disclaimer
Rate quotes and approval chances are not assurances
Final loan/credit card terms are based on:
Lender approval policies
Creditworthiness (FICO scores 300-850)
Debt-to-income ratios
We could receive compensation from financial partners
🏦 Banking Disclaimer
Not an FDIC-insured institution
Comparisons of products do not represent banking recommendations
Always check account terms directly with institutions
📝 Tax Disclaimer
Tax planning talked about may not be suitable for all states or circumstances
Content not reviewed or approved by the IRS
For official filings, refer:
IRS.gov (federal)
State revenue departments
Licensed CPAs or Enrolled Agents
Affiliate & Advertising Disclosure
We preserve strict editorial independence:
May receive commissions from partner links (prominently marked as “Sponsored”)
Compensation never impacts our rankings or reviews
Partners are FDIC-insured banks and SEC-registered brokers
User Responsibilities
You acknowledge:
Check all rates/terms with providers prior to applying
Consult licensed professionals for personal guidance
Not solely use website content to make financial decisions
Compliance References
Finvestam is compliant with:
FTC 16 CFR Part 255 (Guides Concerning Endorsements)
California Consumer Privacy Act (CCPA)
Gramm-Leach-Bliley Act (GLBA) data protection standards
Limitation of Liability
Finvestam is not responsible for:
Financial losses due to the use of website content
Mistakes or missing information in calculators/tools
Actions of third-party partner companies
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