This Privacy Policy outlines how finvestam.com gathers, uses, shares, and safeguards the individual data of site users (“you” or “your”) on the website finvestam.com. The policy also covers your rights in accordance with data protection legislation applicable to you, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), and other applicable laws.
By accessing our Website, you accept the provisions of this Privacy Policy. If you do not accept, you should not use the Website.
1. Information We Collect
We may collect the following information types of personal data:
1.1 Personal Information You Provide
Contact Details: Name, email address, phone number, and mailing address.
Financial Details: Bank account details, credit card details, and tax information.
Identification Details: Social Security Number (SSN), Taxpayer Identification Number (TIN), or other government-issued IDs.
Account Information: Username, password, and security questions.
Communications: Details of your communications with us, such as emails, chat logs, and customer support tickets.
1.2 Information Collected Automatically
Device Information: IP address, browser type, operating system, and device identifiers.
Usage Data: Pages visited, duration on the Website, clickstream data, and referring URLs.
Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to improve your experience and analyze Website traffic.
1.3 Information from Third Parties
We can collect information from other third-party services, including payment processors, credit bureaus, or business partners, to authenticate your identity or make transactions.
2. How We Use Your Information
We utilize your personal data for the reasons stated below:
To Provide Services: Process transactions, maintain accounts, and offer requested services.
To Communicate: Reply to queries, send notifications, and answer customer queries.
To Improve Our Website: Study usage patterns and improve the user experience.
For Marketing: Send you promotional materials, newsletters, and offers (where legally required, with your permission).
For Legal Compliance: Follow relevant legislation, regulations, and legal proceedings.
For Security: Keep you safe from fraud, unauthorized access, and other malicious acts.
3. Legal Basis for Processing (GDPR Compliance)
If you reside in the European Economic Area (EEA), we handle your personal information on the basis of the below legal grounds:
Consent: You’ve provided explicit consent for particular purposes (e.g., marketing emails).
Contractual Necessity: Processing is required in order to complete a contract with you (e.g., offering services).
Legal Obligation: Processing is required to comply with legal obligations.
Legitimate Interests: Processing is required for our legitimate business purposes, as long as they don’t interfere with your rights.
4. Sharing Your Information
We may disclose your personal data to:
Service Providers: Third-party service providers who help run the Website (e.g., payment service providers, hosting providers).
Business Partners: Affiliates or partners with complementary services.
Legal Bases: Where necessary by law or to protect our rights and safety.
With Your Consent: For any other purpose that we tell you about at the time of collection.
We do not sell your personal data to third parties.
5. Your Rights Under Data Protection Laws
5.1 GDPR Rights (EEA Users)
If you are in the EEA, you have the following rights:
Access: Request a copy of your personal data.
Rectification: Correct inaccurate or incomplete data.
Erasure: Ask for deletion of your information under specific circumstances.
Restriction: Restrict processing of your information.
Data Portability: Obtain your information in a structured, widely used format.
Objection: Object to processing for legitimate interests or direct marketing.
Withdraw Consent: Withdraw consent at any time (where applicable).
To utilize these rights, email us at [email protected].
5.2 CCPA/CPRA Rights (California Residents)
As a California resident, you have the following rights:
Right to Know: Ask them to disclose the types and specific bits of personal data gathered, processed, and distributed.
Right to Delete: Ask for the erasure of your personal information.
Right to Opt-Out: Opt-out of sale or sharing of your personal data (if possible).
Right to Correct: Request correction of false personal information.
Right to Limit Use: Restrict utilization of sensitive personal information.
Non-Discrimination: Not to be discriminated against because of exercising your rights.
In order to exercise these rights, send us a request to [email protected] or make use of our online request form
6. Data Retention
We store your personal information for only so long as required to complete the purposes set forth in this Privacy Policy, except where a longer retention period is needed by law.
7. International Data Transfers
Your data could be transferred to and processed outside your jurisdiction, including the United States. We take measures to ensure that proper safeguards are available to secure your data, e.g., Standard Contractual Clauses (SCCs) or other approved mechanisms under GDPR.
8. Security Measures
We employ commercially reasonable security precautions to guard against unauthorized disclosure or use of your personal information, including encryption and access controls. Regular security audits are also implemented. Yet, no Internet method of transmission is 100% secure.
9. Children’s Privacy
Our Website is not directed towards any person under age 16. We do not knowingly collect kids’ personal data. In case we learn otherwise, we take steps to destroy the information expeditiously.
10. Third-Party Links
Our Site may link to third-party websites. We do not control the privacy practices or the content of these sites. You should review their privacy policies before sharing any personal information.
11. Amendments to This Privacy Policy
We reserve the right to change this Privacy Policy at any time. Any changes will be posted here with an updated effective date. We recommend that you periodically review this policy.
12. Contact Us
If you have any inquiries or issues regarding this Privacy Policy or need to exercise your rights, please reach us at:
Email: [email protected]
This Privacy Policy is meant to comply with GDPR, CCPA, CPRA, and other relevant legislation.